Call reports 2018
FIRST AMERICAN BANK AND TRUST COMPANY — 2018
What FIRST AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 508,104,000 | 528,028,000 | 524,900,000 | 532,715,000 |
| Total loans | 326,888,000 | 342,008,000 | 342,297,000 | 354,790,000 |
| Allowance for loan losses | 4,637,000 | 4,689,000 | 4,773,000 | 4,854,000 |
| Securities available for sale | 72,709,000 | 72,276,000 | 76,550,000 | 66,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,842,000 | 422,147,000 | 446,984,000 | 449,418,000 |
| Interest-bearing deposits | 301,298,000 | 302,577,000 | 319,762,000 | 333,816,000 |
| Noninterest-bearing deposits | 116,544,000 | 119,570,000 | 127,222,000 | 115,602,000 |
| Equity capital | 53,345,000 | 54,519,000 | 55,918,000 | 56,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,680,000 | 9,220,000 | 14,159,000 | 19,513,000 |
| Interest expense | 336,000 | 793,000 | 1,394,000 | 2,075,000 |
| Net interest income | 4,344,000 | 8,427,000 | 12,765,000 | 17,438,000 |
| Noninterest income | 1,215,000 | 3,453,000 | 4,887,000 | 6,120,000 |
| Noninterest expense | 3,504,000 | 7,088,000 | 10,698,000 | 14,406,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,978,000 | 4,640,000 | 6,727,000 | 8,850,000 |
| Income tax | 427,000 | 999,000 | 1,448,000 | 1,897,000 |
| Net income | 1,551,000 | 3,641,000 | 5,279,000 | 6,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,344,000 | 55,643,000 | 57,131,000 | 57,896,000 |
| Total capital | 58,663,000 | 60,038,000 | 61,479,000 | 62,388,000 |
| Risk-weighted assets | 345,079,000 | 351,270,000 | 347,415,000 | 358,996,000 |