Call reports 2017
FIRST AMERICAN BANK AND TRUST COMPANY — 2017
What FIRST AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 499,701,000 | 505,320,000 | 506,554,000 | 494,992,000 |
| Total loans | 317,740,000 | 334,910,000 | 340,119,000 | 329,540,000 |
| Allowance for loan losses | 4,188,000 | 4,219,000 | 4,405,000 | 4,555,000 |
| Securities available for sale | 101,668,000 | 90,007,000 | 81,449,000 | 74,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,763,000 | 421,499,000 | 430,393,000 | 418,630,000 |
| Interest-bearing deposits | 307,028,000 | 306,879,000 | 307,064,000 | 309,653,000 |
| Noninterest-bearing deposits | 111,735,000 | 114,620,000 | 123,329,000 | 108,977,000 |
| Equity capital | 50,081,000 | 51,207,000 | 52,580,000 | 52,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,966,000 | 8,362,000 | 12,958,000 | 17,421,000 |
| Interest expense | 253,000 | 526,000 | 814,000 | 1,134,000 |
| Net interest income | 3,713,000 | 7,836,000 | 12,144,000 | 16,287,000 |
| Noninterest income | 1,200,000 | 2,910,000 | 4,193,000 | 5,330,000 |
| Noninterest expense | 3,331,000 | 7,160,000 | 10,594,000 | 13,992,000 |
| Provision for loan losses | 30,000 | 60,000 | 270,000 | 420,000 |
| Pretax income | 1,552,000 | 3,759,000 | 5,746,000 | 7,478,000 |
| Income tax | 202,000 | 904,000 | 1,536,000 | 2,577,000 |
| Net income | 1,350,000 | 2,855,000 | 4,210,000 | 4,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,486,000 | 51,437,000 | 52,793,000 | 52,793,000 |
| Total capital | 54,674,000 | 55,656,000 | 57,198,000 | 57,039,000 |
| Risk-weighted assets | 338,440,000 | 347,287,000 | 352,645,000 | 339,346,000 |