Call reports 2016
FIRST AMERICAN BANK AND TRUST COMPANY — 2016
What FIRST AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 490,800,000 | 488,477,000 | 487,333,000 | 473,932,000 |
| Total loans | 279,837,000 | 281,196,000 | 293,814,000 | 300,473,000 |
| Allowance for loan losses | 3,971,000 | 4,041,000 | 4,108,000 | 4,124,000 |
| Securities available for sale | 123,820,000 | 122,034,000 | 113,298,000 | 103,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,260,000 | 390,872,000 | 402,750,000 | 406,337,000 |
| Interest-bearing deposits | 306,715,000 | 291,788,000 | 300,227,000 | 303,363,000 |
| Noninterest-bearing deposits | 95,545,000 | 99,084,000 | 102,523,000 | 102,974,000 |
| Equity capital | 46,942,000 | 48,009,000 | 48,990,000 | 48,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,888,000 | 8,003,000 | 11,939,000 | 16,089,000 |
| Interest expense | 378,000 | 713,000 | 1,043,000 | 1,365,000 |
| Net interest income | 3,510,000 | 7,290,000 | 10,896,000 | 14,724,000 |
| Noninterest income | 1,106,000 | 2,295,000 | 3,652,000 | 4,979,000 |
| Noninterest expense | 3,857,000 | 7,249,000 | 10,760,000 | 14,454,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,252,000 | 2,814,000 | 4,423,000 | 5,869,000 |
| Income tax | 354,000 | 818,000 | 1,300,000 | 1,736,000 |
| Net income | 898,000 | 1,996,000 | 3,123,000 | 4,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,086,000 | 47,734,000 | 48,861,000 | 49,135,000 |
| Total capital | 50,815,000 | 51,527,000 | 52,771,000 | 53,111,000 |
| Risk-weighted assets | 298,073,000 | 303,214,000 | 312,599,000 | 317,904,000 |