Call reports 2015
FIRST AMERICAN BANK AND TRUST COMPANY — 2015
What FIRST AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 461,479,000 | 469,895,000 | 465,432,000 | 480,670,000 |
| Total loans | 249,237,000 | 255,935,000 | 263,661,000 | 269,764,000 |
| Allowance for loan losses | 3,801,000 | 4,064,000 | 4,290,000 | 3,999,000 |
| Securities available for sale | 155,360,000 | 151,266,000 | 145,416,000 | 141,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,801,000 | 370,764,000 | 374,829,000 | 396,863,000 |
| Interest-bearing deposits | 288,698,000 | 288,496,000 | 290,549,000 | 291,485,000 |
| Noninterest-bearing deposits | 79,103,000 | 82,268,000 | 84,280,000 | 105,378,000 |
| Equity capital | 45,348,000 | 45,313,000 | 46,249,000 | 45,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,879,000 | 7,752,000 | 11,744,000 | 15,880,000 |
| Interest expense | 463,000 | 910,000 | 1,343,000 | 1,772,000 |
| Net interest income | 3,416,000 | 6,842,000 | 10,401,000 | 14,108,000 |
| Noninterest income | 1,041,000 | 2,062,000 | 3,361,000 | 4,462,000 |
| Noninterest expense | 3,504,000 | 7,062,000 | 10,871,000 | 15,236,000 |
| Provision for loan losses | 0 | 0 | 43,000 | 38,000 |
| Pretax income | 953,000 | 1,846,000 | 2,852,000 | 3,300,000 |
| Income tax | 229,000 | 440,000 | 690,000 | 762,000 |
| Net income | 724,000 | 1,406,000 | 2,162,000 | 2,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,143,000 | 45,458,000 | 46,214,000 | 46,188,000 |
| Total capital | 48,453,000 | 48,844,000 | 49,669,000 | 49,865,000 |
| Risk-weighted assets | 264,376,000 | 270,206,000 | 275,527,000 | 293,823,000 |