Call reports 2008
FIRST AMERICAN BANK AND TRUST COMPANY — 2008
What FIRST AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 313,778,000 | 343,646,000 | 341,315,000 | 347,946,000 |
| Total loans | 169,459,000 | 182,446,000 | 192,799,000 | 197,762,000 |
| Allowance for loan losses | 2,367,000 | 2,411,000 | 2,573,000 | 2,638,000 |
| Securities available for sale | 101,031,000 | 128,442,000 | 126,822,000 | 125,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,064,000 | 175,676,000 | 165,425,000 | 168,526,000 |
| Interest-bearing deposits | 137,174,000 | 138,271,000 | 137,911,000 | 143,214,000 |
| Noninterest-bearing deposits | 27,890,000 | 37,405,000 | 27,514,000 | 25,312,000 |
| Equity capital | 38,645,000 | 37,216,000 | 37,526,000 | 40,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,282,000 | 8,534,000 | 13,084,000 | 17,402,000 |
| Interest expense | 1,717,000 | 3,221,000 | 4,911,000 | 6,285,000 |
| Net interest income | 2,565,000 | 5,313,000 | 8,173,000 | 11,117,000 |
| Noninterest income | 783,000 | 1,597,000 | 2,493,000 | 3,250,000 |
| Noninterest expense | 1,959,000 | 4,033,000 | 6,183,000 | 8,521,000 |
| Provision for loan losses | 45,000 | 90,000 | 269,000 | 569,000 |
| Pretax income | 1,348,000 | 2,791,000 | 4,236,000 | 5,315,000 |
| Income tax | 346,000 | 723,000 | 1,099,000 | 1,337,000 |
| Net income | 1,002,000 | 2,068,000 | 3,137,000 | 3,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,640,000 | 38,382,000 | 38,450,000 | 38,958,000 |
| Total capital | 40,007,000 | 40,793,000 | 41,023,000 | 41,596,000 |
| Risk-weighted assets | 202,993,000 | 219,946,000 | 224,353,000 | 229,658,000 |
Machine access — free, no API key
Every figure shown here about FIRST AMERICAN BANK AND TRUST COMPANY — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.