Call reports 2026
WEST MICHIGAN COMMUNITY BANK — 2026
What WEST MICHIGAN COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,196,482,000 | 1,212,138,000 |
| Total loans | 1,044,585,000 | 1,044,509,000 |
| Allowance for loan losses | 14,416,000 | 14,526,000 |
| Securities available for sale | 89,707,000 | 87,303,000 |
| Securities held to maturity | 1,568,000 | 1,483,000 |
| Trading assets | 828,000 | 1,059,000 |
| Total deposits | 1,053,931,000 | 1,073,797,000 |
| Interest-bearing deposits | 833,468,000 | 848,067,000 |
| Noninterest-bearing deposits | 220,463,000 | 225,730,000 |
| Equity capital | 103,036,000 | 106,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 16,801,000 | 33,968,000 |
| Interest expense | 6,216,000 | 12,517,000 |
| Net interest income | 10,585,000 | 21,451,000 |
| Noninterest income | 1,358,000 | 2,776,000 |
| Noninterest expense | 6,139,000 | 12,527,000 |
| Provision for loan losses | 730,000 | 845,000 |
| Pretax income | 5,084,000 | 10,846,000 |
| Income tax | 994,000 | 2,126,000 |
| Net income | 4,090,000 | 8,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 106,405,000 | 111,035,000 |