Call reports 2023
COMMUNITY BANK & TRUST - WEST GEORGIA — 2023
What COMMUNITY BANK & TRUST - WEST GEORGIA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 91,095,000 | 101,896,000 | 106,525,000 | 135,882,000 |
| Total loans | 43,516,000 | 61,162,000 | 64,691,000 | 92,892,000 |
| Allowance for loan losses | 518,000 | 695,000 | 774,000 | 1,786,000 |
| Securities available for sale | 11,313,000 | 11,140,000 | 10,522,000 | 11,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,441,000 | 97,370,000 | 102,458,000 | 130,786,000 |
| Interest-bearing deposits | 63,263,000 | 68,547,000 | 79,141,000 | 100,833,000 |
| Noninterest-bearing deposits | 24,178,000 | 28,823,000 | 23,317,000 | 29,953,000 |
| Equity capital | 3,461,000 | 3,928,000 | 3,353,000 | 4,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,828,000 | 4,656,000 | 6,758,000 |
| Interest expense | 65,000 | 340,000 | 631,000 | 1,195,000 |
| Net interest income | 1,177,000 | 2,488,000 | 4,025,000 | 5,563,000 |
| Noninterest income | 608,000 | 2,088,000 | 2,474,000 | 3,492,000 |
| Noninterest expense | 1,568,000 | 3,443,000 | 5,270,000 | 6,972,000 |
| Provision for loan losses | 39,000 | 221,000 | 300,000 | 1,315,000 |
| Pretax income | 159,000 | 888,000 | 894,000 | 733,000 |
| Income tax | 0 | 127,000 | 128,000 | -418,000 |
| Net income | 159,000 | 761,000 | 766,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,794,000 | 8,397,000 | 8,401,000 | 8,787,000 |
| Total capital | 8,331,000 | 9,116,000 | 9,210,000 | 9,842,000 |
| Risk-weighted assets | 51,773,000 | 65,022,000 | 69,033,000 | 83,599,000 |