Call reports 2021
COMMUNITY BANK & TRUST - WEST GEORGIA — 2021
What COMMUNITY BANK & TRUST - WEST GEORGIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 92,759,000 | 96,091,000 | 92,184,000 | 85,541,000 |
| Total loans | 44,071,000 | 40,533,000 | 31,798,000 | 29,252,000 |
| Allowance for loan losses | 504,000 | 481,000 | 482,000 | 481,000 |
| Securities available for sale | 10,930,000 | 10,555,000 | 9,291,000 | 15,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,452,000 | 93,682,000 | 89,962,000 | 83,462,000 |
| Interest-bearing deposits | 63,855,000 | 68,619,000 | 65,718,000 | 60,412,000 |
| Noninterest-bearing deposits | 26,597,000 | 25,063,000 | 24,244,000 | 23,050,000 |
| Equity capital | 2,187,000 | 2,222,000 | 2,149,000 | 1,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,409,000 | 1,975,000 | 2,513,000 |
| Interest expense | 30,000 | 59,000 | 89,000 | 110,000 |
| Net interest income | 697,000 | 1,350,000 | 1,886,000 | 2,403,000 |
| Noninterest income | 191,000 | 358,000 | 539,000 | 794,000 |
| Noninterest expense | 880,000 | 1,810,000 | 2,639,000 | 3,514,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | -102,000 | -190,000 | -293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | -102,000 | -190,000 | -293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,619,000 | 2,508,000 | 2,420,000 | 2,317,000 |
| Total capital | 3,119,000 | 2,989,000 | 2,872,000 | 2,722,000 |
| Risk-weighted assets | 40,021,000 | 38,651,000 | 36,133,000 | 32,312,000 |