Call reports 2020
COMMUNITY BANK & TRUST - WEST GEORGIA — 2020
What COMMUNITY BANK & TRUST - WEST GEORGIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 74,040,000 | 83,617,000 | 84,416,000 | 87,419,000 |
| Total loans | 40,677,000 | 51,152,000 | 51,170,000 | 46,710,000 |
| Allowance for loan losses | 539,000 | 545,000 | 527,000 | 504,000 |
| Securities available for sale | 8,259,000 | 7,708,000 | 7,570,000 | 9,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,764,000 | 80,012,000 | 80,853,000 | 83,968,000 |
| Interest-bearing deposits | 53,701,000 | 56,399,000 | 59,086,000 | 61,774,000 |
| Noninterest-bearing deposits | 18,063,000 | 23,613,000 | 21,767,000 | 22,194,000 |
| Equity capital | 2,210,000 | 2,697,000 | 2,695,000 | 2,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,622,000 | 2,408,000 | 3,090,000 |
| Interest expense | 42,000 | 78,000 | 107,000 | 137,000 |
| Net interest income | 707,000 | 1,544,000 | 2,301,000 | 2,953,000 |
| Noninterest income | 184,000 | 586,000 | 741,000 | 982,000 |
| Noninterest expense | 937,000 | 1,957,000 | 2,935,000 | 3,846,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -46,000 | 173,000 | 184,000 | 236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -46,000 | 173,000 | 184,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,328,000 | 2,547,000 | 2,558,000 | 2,610,000 |
| Total capital | 2,867,000 | 3,092,000 | 3,078,000 | 3,114,000 |
| Risk-weighted assets | 45,321,000 | 43,738,000 | 41,587,000 | 40,398,000 |