Call reports 2019
COMMUNITY BANK & TRUST - WEST GEORGIA — 2019
What COMMUNITY BANK & TRUST - WEST GEORGIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 81,059,000 | 79,220,000 | 76,358,000 | 73,846,000 |
| Total loans | 43,662,000 | 43,894,000 | 43,329,000 | 41,189,000 |
| Allowance for loan losses | 490,000 | 522,000 | 544,000 | 546,000 |
| Securities available for sale | 11,063,000 | 9,662,000 | 8,578,000 | 9,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,967,000 | 75,927,000 | 73,890,000 | 71,478,000 |
| Interest-bearing deposits | 57,968,000 | 55,324,000 | 54,113,000 | 54,913,000 |
| Noninterest-bearing deposits | 19,999,000 | 20,603,000 | 19,777,000 | 16,565,000 |
| Equity capital | 2,932,000 | 3,137,000 | 2,370,000 | 2,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 1,846,000 | 2,740,000 | 3,579,000 |
| Interest expense | 47,000 | 94,000 | 139,000 | 183,000 |
| Net interest income | 888,000 | 1,752,000 | 2,601,000 | 3,396,000 |
| Noninterest income | 13,000 | 162,000 | -507,000 | -316,000 |
| Noninterest expense | 975,000 | 1,977,000 | 2,918,000 | 3,902,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | -104,000 | -113,000 | -863,000 | -861,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -104,000 | -113,000 | -863,000 | -861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,131,000 | 3,122,000 | 2,370,000 | 2,374,000 |
| Total capital | 3,621,000 | 3,644,000 | 2,914,000 | 2,920,000 |
| Risk-weighted assets | 50,394,000 | 49,824,000 | 48,634,000 | 46,687,000 |