Call reports 2018
COMMUNITY BANK & TRUST - WEST GEORGIA — 2018
What COMMUNITY BANK & TRUST - WEST GEORGIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 82,202,000 | 83,656,000 | 84,523,000 | 86,963,000 |
| Total loans | 47,819,000 | 45,022,000 | 44,847,000 | 42,951,000 |
| Allowance for loan losses | 365,000 | 396,000 | 427,000 | 457,000 |
| Securities available for sale | 11,521,000 | 11,270,000 | 10,846,000 | 10,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,955,000 | 80,585,000 | 81,963,000 | 84,121,000 |
| Interest-bearing deposits | 61,932,000 | 59,119,000 | 59,169,000 | 59,807,000 |
| Noninterest-bearing deposits | 17,023,000 | 21,466,000 | 22,794,000 | 24,314,000 |
| Equity capital | 3,056,000 | 2,880,000 | 2,431,000 | 2,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,725,000 | 2,634,000 | 3,687,000 |
| Interest expense | 51,000 | 101,000 | 151,000 | 203,000 |
| Net interest income | 814,000 | 1,624,000 | 2,483,000 | 3,484,000 |
| Noninterest income | 186,000 | 341,000 | 317,000 | 417,000 |
| Noninterest expense | 988,000 | 2,025,000 | 3,057,000 | 4,056,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | -18,000 | -120,000 | -347,000 | -275,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -18,000 | -120,000 | -347,000 | -275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,492,000 | 3,391,000 | 3,163,000 | 3,235,000 |
| Total capital | 3,857,000 | 3,787,000 | 3,590,000 | 3,692,000 |
| Risk-weighted assets | 54,821,000 | 52,258,000 | 52,701,000 | 51,436,000 |