Call reports 2017
COMMUNITY BANK & TRUST - WEST GEORGIA — 2017
What COMMUNITY BANK & TRUST - WEST GEORGIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 86,059,000 | 84,285,000 | 84,023,000 | 80,253,000 |
| Total loans | 52,339,000 | 50,029,000 | 50,569,000 | 47,778,000 |
| Allowance for loan losses | 246,000 | 231,000 | 301,000 | 331,000 |
| Securities available for sale | 11,726,000 | 11,713,000 | 11,998,000 | 11,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,686,000 | 80,739,000 | 80,408,000 | 76,801,000 |
| Interest-bearing deposits | 63,035,000 | 62,684,000 | 62,006,000 | 59,775,000 |
| Noninterest-bearing deposits | 19,651,000 | 18,055,000 | 18,402,000 | 17,026,000 |
| Equity capital | 3,133,000 | 3,311,000 | 3,315,000 | 3,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,696,000 | 2,584,000 | 3,465,000 |
| Interest expense | 55,000 | 109,000 | 164,000 | 217,000 |
| Net interest income | 790,000 | 1,587,000 | 2,420,000 | 3,248,000 |
| Noninterest income | 258,000 | 487,000 | 849,000 | 1,078,000 |
| Noninterest expense | 1,047,000 | 2,105,000 | 3,161,000 | 4,159,000 |
| Provision for loan losses | 0 | 0 | 69,000 | 98,000 |
| Pretax income | 1,000 | -31,000 | 39,000 | 69,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000 | -31,000 | 39,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,442,000 | 3,410,000 | 3,480,000 | 3,510,000 |
| Total capital | 3,688,000 | 3,641,000 | 3,781,000 | 3,841,000 |
| Risk-weighted assets | 58,954,000 | 56,561,000 | 56,806,000 | 53,911,000 |