Call reports 2020
BANK OF BRODHEAD, THE — 2020
What BANK OF BRODHEAD, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 216,817,000 | 230,207,000 | 233,849,000 | 235,401,000 |
| Total loans | 127,056,000 | 132,332,000 | 133,977,000 | 135,449,000 |
| Allowance for loan losses | 1,369,000 | 1,457,000 | 1,495,000 | 1,645,000 |
| Securities available for sale | 45,932,000 | 49,834,000 | 49,063,000 | 47,609,000 |
| Securities held to maturity | 4,123,000 | 2,649,000 | 2,648,000 | 3,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,765,000 | 183,086,000 | 187,268,000 | 192,996,000 |
| Interest-bearing deposits | 134,752,000 | 136,781,000 | 136,419,000 | 140,769,000 |
| Noninterest-bearing deposits | 41,013,000 | 46,305,000 | 50,849,000 | 52,227,000 |
| Equity capital | 30,897,000 | 32,015,000 | 32,481,000 | 32,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,791,000 | 4,070,000 | 6,193,000 | 8,257,000 |
| Interest expense | 446,000 | 908,000 | 1,307,000 | 1,654,000 |
| Net interest income | 1,345,000 | 3,162,000 | 4,886,000 | 6,603,000 |
| Noninterest income | 273,000 | 639,000 | 1,001,000 | 1,236,000 |
| Noninterest expense | 1,054,000 | 2,229,000 | 3,449,000 | 4,819,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 250,000 |
| Pretax income | 524,000 | 1,517,000 | 2,354,000 | 2,828,000 |
| Income tax | 121,000 | 366,000 | 567,000 | 669,000 |
| Net income | 403,000 | 1,151,000 | 1,787,000 | 2,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,680,000 | 28,403,000 | 28,760,000 | 28,588,000 |