Call reports 2016
BANK OF BRODHEAD, THE — 2016
What BANK OF BRODHEAD, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 141,627,000 | 143,284,000 | 141,830,000 | 143,967,000 |
| Total loans | 78,029,000 | 78,533,000 | 79,905,000 | 78,714,000 |
| Allowance for loan losses | 1,126,000 | 1,156,000 | 1,182,000 | 1,213,000 |
| Securities available for sale | 25,466,000 | 27,170,000 | 27,784,000 | 26,983,000 |
| Securities held to maturity | 29,976,000 | 29,748,000 | 28,147,000 | 30,729,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,443,000 | 115,971,000 | 114,150,000 | 118,282,000 |
| Interest-bearing deposits | 93,271,000 | 96,242,000 | 93,839,000 | 93,486,000 |
| Noninterest-bearing deposits | 21,172,000 | 19,729,000 | 20,311,000 | 24,796,000 |
| Equity capital | 20,897,000 | 21,263,000 | 21,562,000 | 20,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,441,000 | 2,895,000 | 4,330,000 | 5,761,000 |
| Interest expense | 236,000 | 475,000 | 713,000 | 945,000 |
| Net interest income | 1,205,000 | 2,420,000 | 3,617,000 | 4,816,000 |
| Noninterest income | 128,000 | 264,000 | 389,000 | 530,000 |
| Noninterest expense | 824,000 | 1,663,000 | 2,494,000 | 3,326,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 479,000 | 961,000 | 1,422,000 | 1,900,000 |
| Income tax | 140,000 | 286,000 | 429,000 | 575,000 |
| Net income | 328,000 | 664,000 | 993,000 | 1,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,315,000 | 20,651,000 | 20,980,000 | 20,853,000 |
| Total capital | 21,397,000 | 21,742,000 | 22,089,000 | 21,976,000 |
| Risk-weighted assets | 86,487,000 | 87,231,000 | 88,638,000 | 89,722,000 |