Call reports 2015
BANK OF BRODHEAD, THE — 2015
What BANK OF BRODHEAD, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 140,861,000 | 140,718,000 | 140,719,000 | 144,472,000 |
| Total loans | 72,718,000 | 74,282,000 | 77,236,000 | 78,938,000 |
| Allowance for loan losses | 1,012,000 | 1,042,000 | 1,066,000 | 1,095,000 |
| Securities available for sale | 28,170,000 | 28,704,000 | 25,132,000 | 26,648,000 |
| Securities held to maturity | 33,204,000 | 29,423,000 | 28,445,000 | 29,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,397,000 | 114,165,000 | 113,573,000 | 117,640,000 |
| Interest-bearing deposits | 92,968,000 | 93,857,000 | 93,385,000 | 94,123,000 |
| Noninterest-bearing deposits | 21,429,000 | 20,308,000 | 20,188,000 | 23,517,000 |
| Equity capital | 20,085,000 | 20,198,000 | 20,603,000 | 20,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,827,000 | 4,273,000 | 5,716,000 |
| Interest expense | 233,000 | 469,000 | 708,000 | 947,000 |
| Net interest income | 1,173,000 | 2,358,000 | 3,565,000 | 4,769,000 |
| Noninterest income | 111,000 | 242,000 | 375,000 | 504,000 |
| Noninterest expense | 816,000 | 1,602,000 | 2,402,000 | 3,219,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 438,000 | 938,000 | 1,448,000 | 1,934,000 |
| Income tax | 130,000 | 282,000 | 438,000 | 583,000 |
| Net income | 308,000 | 656,000 | 1,010,000 | 1,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,338,000 | 19,685,000 | 20,037,000 | 19,947,000 |
| Total capital | 20,350,000 | 20,727,000 | 21,103,000 | 21,037,000 |
| Risk-weighted assets | 84,304,000 | 83,892,000 | 88,754,000 | 87,167,000 |