Call reports 2014
BANK OF BRODHEAD, THE — 2014
What BANK OF BRODHEAD, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 141,257,000 | 140,845,000 | 139,442,000 | 142,494,000 |
| Total loans | 70,097,000 | 71,699,000 | 72,874,000 | 72,837,000 |
| Allowance for loan losses | 1,045,000 | 1,073,000 | 995,000 | 1,045,000 |
| Securities available for sale | 28,716,000 | 28,802,000 | 28,079,000 | 28,505,000 |
| Securities held to maturity | 33,903,000 | 32,119,000 | 31,687,000 | 32,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,079,000 | 115,612,000 | 113,461,000 | 116,610,000 |
| Interest-bearing deposits | 93,835,000 | 94,207,000 | 94,011,000 | 93,270,000 |
| Noninterest-bearing deposits | 22,244,000 | 21,405,000 | 19,450,000 | 23,340,000 |
| Equity capital | 18,712,000 | 19,309,000 | 19,719,000 | 19,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,427,000 | 2,877,000 | 4,347,000 | 5,827,000 |
| Interest expense | 254,000 | 500,000 | 741,000 | 984,000 |
| Net interest income | 1,173,000 | 2,377,000 | 3,606,000 | 4,843,000 |
| Noninterest income | 97,000 | 220,000 | 351,000 | 492,000 |
| Noninterest expense | 848,000 | 1,666,000 | 2,457,000 | 3,272,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 170,000 |
| Pretax income | 392,000 | 871,000 | 1,410,000 | 1,893,000 |
| Income tax | 109,000 | 252,000 | 419,000 | 564,000 |
| Net income | 283,000 | 619,000 | 991,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,332,000 | 18,695,000 | 19,095,000 | 19,052,000 |
| Total capital | 19,322,000 | 19,697,000 | 20,090,000 | 20,016,000 |
| Risk-weighted assets | 79,209,000 | 80,091,000 | 80,729,000 | 80,917,000 |