Call reports 2013
BANK OF BRODHEAD, THE — 2013
What BANK OF BRODHEAD, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 138,843,000 | 139,010,000 | 137,782,000 | 141,575,000 |
| Total loans | 63,319,000 | 64,022,000 | 65,275,000 | 67,480,000 |
| Allowance for loan losses | 929,000 | 960,000 | 987,000 | 1,010,000 |
| Securities available for sale | 28,467,000 | 27,650,000 | 29,000,000 | 28,956,000 |
| Securities held to maturity | 31,632,000 | 32,474,000 | 32,949,000 | 33,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,214,000 | 114,218,000 | 112,859,000 | 116,958,000 |
| Interest-bearing deposits | 94,076,000 | 94,156,000 | 94,040,000 | 94,661,000 |
| Noninterest-bearing deposits | 20,138,000 | 20,062,000 | 18,819,000 | 22,297,000 |
| Equity capital | 18,362,000 | 18,481,000 | 18,504,000 | 18,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,369,000 | 2,713,000 | 4,103,000 | 5,516,000 |
| Interest expense | 320,000 | 615,000 | 901,000 | 1,171,000 |
| Net interest income | 1,049,000 | 2,098,000 | 3,202,000 | 4,345,000 |
| Noninterest income | 292,000 | 425,000 | 552,000 | 670,000 |
| Noninterest expense | 765,000 | 1,521,000 | 2,285,000 | 3,107,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 546,000 | 942,000 | 1,379,000 | 1,788,000 |
| Income tax | 101,000 | 277,000 | 404,000 | 518,000 |
| Net income | 445,000 | 665,000 | 975,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,435,000 | 17,808,000 | 18,132,000 | 18,066,000 |
| Total capital | 18,364,000 | 18,768,000 | 19,119,000 | 18,999,000 |
| Risk-weighted assets | 78,435,000 | 74,091,000 | 75,207,000 | 77,270,000 |