Call reports 2012
BANK OF BRODHEAD, THE — 2012
What BANK OF BRODHEAD, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 129,510,000 | 132,324,000 | 134,067,000 | 140,096,000 |
| Total loans | 60,689,000 | 61,283,000 | 62,264,000 | 63,180,000 |
| Allowance for loan losses | 830,000 | 832,000 | 861,000 | 900,000 |
| Securities available for sale | 29,431,000 | 29,608,000 | 29,184,000 | 29,433,000 |
| Securities held to maturity | 29,094,000 | 28,727,000 | 29,793,000 | 30,773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,020,000 | 108,141,000 | 109,756,000 | 115,921,000 |
| Interest-bearing deposits | 88,679,000 | 90,455,000 | 92,811,000 | 94,114,000 |
| Noninterest-bearing deposits | 17,341,000 | 17,686,000 | 16,945,000 | 21,807,000 |
| Equity capital | 17,247,000 | 17,709,000 | 17,811,000 | 17,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,408,000 | 2,825,000 | 4,250,000 | 5,705,000 |
| Interest expense | 378,000 | 742,000 | 1,099,000 | 1,452,000 |
| Net interest income | 1,030,000 | 2,083,000 | 3,151,000 | 4,253,000 |
| Noninterest income | 138,000 | 274,000 | 436,000 | 574,000 |
| Noninterest expense | 750,000 | 1,474,000 | 2,164,000 | 2,897,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 145,000 |
| Pretax income | 388,000 | 823,000 | 1,333,000 | 1,785,000 |
| Income tax | 104,000 | 227,000 | 380,000 | 507,000 |
| Net income | 284,000 | 596,000 | 953,000 | 1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,302,000 | 16,661,000 | 17,020,000 | 16,928,000 |
| Total capital | 17,132,000 | 17,493,000 | 17,881,000 | 17,828,000 |
| Risk-weighted assets | 73,473,000 | 74,752,000 | 75,954,000 | 76,558,000 |