Call reports 2011
BANK OF BRODHEAD, THE — 2011
What BANK OF BRODHEAD, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 120,026,000 | 119,940,000 | 121,786,000 | 128,189,000 |
| Total loans | 58,838,000 | 61,544,000 | 61,155,000 | 60,747,000 |
| Allowance for loan losses | 737,000 | 749,000 | 780,000 | 803,000 |
| Securities available for sale | 26,977,000 | 26,137,000 | 26,212,000 | 26,452,000 |
| Securities held to maturity | 24,858,000 | 23,207,000 | 23,343,000 | 25,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,477,000 | 98,211,000 | 98,807,000 | 105,437,000 |
| Interest-bearing deposits | 82,960,000 | 83,547,000 | 83,216,000 | 86,600,000 |
| Noninterest-bearing deposits | 15,517,000 | 14,664,000 | 15,591,000 | 18,837,000 |
| Equity capital | 16,031,000 | 16,188,000 | 16,979,000 | 17,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,448,000 | 2,891,000 | 4,357,000 | 5,827,000 |
| Interest expense | 472,000 | 890,000 | 1,291,000 | 1,687,000 |
| Net interest income | 976,000 | 2,001,000 | 3,066,000 | 4,140,000 |
| Noninterest income | 138,000 | 284,000 | 457,000 | 587,000 |
| Noninterest expense | 742,000 | 1,470,000 | 2,191,000 | 2,948,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 342,000 | 755,000 | 1,242,000 | 1,659,000 |
| Income tax | 86,000 | 201,000 | 344,000 | 456,000 |
| Net income | 256,000 | 554,000 | 898,000 | 1,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,486,000 | 15,766,000 | 15,971,000 | 16,025,000 |
| Total capital | 16,223,000 | 16,515,000 | 16,751,000 | 16,828,000 |
| Risk-weighted assets | 71,103,000 | 72,765,000 | 72,845,000 | 73,952,000 |