Call reports 2025
NEIGHBORS BANK — 2025
What NEIGHBORS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 88,487,000 | 110,635,000 | 108,076,000 | 113,019,000 |
| Total loans | 65,638,000 | 83,203,000 | 67,268,000 | 79,845,000 |
| Allowance for loan losses | 270,000 | 276,000 | 266,000 | 295,000 |
| Securities available for sale | 8,921,000 | 9,053,000 | 9,125,000 | 9,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 38,000 | 0 |
| Total deposits | 68,352,000 | 74,626,000 | 85,999,000 | 94,177,000 |
| Interest-bearing deposits | 58,463,000 | 65,422,000 | 75,717,000 | 83,379,000 |
| Noninterest-bearing deposits | 9,889,000 | 9,204,000 | 10,282,000 | 10,798,000 |
| Equity capital | 14,361,000 | 15,349,000 | 15,276,000 | 13,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,256,000 | 3,663,000 | 5,136,000 |
| Interest expense | 453,000 | 995,000 | 1,658,000 | 2,396,000 |
| Net interest income | 636,000 | 1,261,000 | 2,005,000 | 2,740,000 |
| Noninterest income | 9,918,000 | 21,514,000 | 33,369,000 | 44,143,000 |
| Noninterest expense | 10,252,000 | 21,711,000 | 34,570,000 | 47,873,000 |
| Provision for loan losses | 14,000 | 32,000 | 22,000 | 51,000 |
| Pretax income | 362,000 | 1,189,000 | 1,015,000 | -784,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 362,000 | 1,189,000 | 1,015,000 | -784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,516,000 | 16,342,000 | 16,169,000 | 14,370,000 |