Call reports 2023
NEIGHBORS BANK — 2023
What NEIGHBORS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 66,228,000 | 67,289,000 | 66,179,000 | 68,390,000 |
| Total loans | 32,245,000 | 35,620,000 | 41,385,000 | 42,136,000 |
| Allowance for loan losses | 182,000 | 182,000 | 182,000 | 200,000 |
| Securities available for sale | 8,640,000 | 8,607,000 | 8,350,000 | 8,769,000 |
| Securities held to maturity | 430,000 | 430,000 | 430,000 | 430,000 |
| Trading assets | 0 | 49,000 | 213,000 | 0 |
| Total deposits | 53,335,000 | 55,004,000 | 54,158,000 | 55,752,000 |
| Interest-bearing deposits | 42,953,000 | 44,217,000 | 45,039,000 | 43,575,000 |
| Noninterest-bearing deposits | 10,382,000 | 10,787,000 | 9,119,000 | 12,177,000 |
| Equity capital | 10,480,000 | 9,786,000 | 9,661,000 | 9,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,448,000 | 2,241,000 | 3,116,000 |
| Interest expense | 272,000 | 612,000 | 985,000 | 1,365,000 |
| Net interest income | 419,000 | 836,000 | 1,256,000 | 1,751,000 |
| Noninterest income | 3,892,000 | 7,796,000 | 12,120,000 | 16,521,000 |
| Noninterest expense | 5,216,000 | 10,727,000 | 16,368,000 | 22,737,000 |
| Provision for loan losses | 0 | 0 | 0 | 22,000 |
| Pretax income | -905,000 | -2,095,000 | -2,992,000 | -4,487,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -905,000 | -2,095,000 | -2,992,000 | -4,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,142,000 | 11,453,000 | 11,556,000 | 11,251,000 |