Call reports 2021
NEIGHBORS BANK — 2021
What NEIGHBORS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 79,566,000 | 77,436,000 | 75,040,000 | 76,909,000 |
| Total loans | 31,094,000 | 26,589,000 | 36,870,000 | 32,231,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 160,000 |
| Securities available for sale | 7,169,000 | 8,021,000 | 9,198,000 | 9,977,000 |
| Securities held to maturity | 1,160,000 | 1,158,000 | 1,157,000 | 835,000 |
| Trading assets | 972,000 | 1,248,000 | 935,000 | 747,000 |
| Total deposits | 67,821,000 | 65,095,000 | 62,446,000 | 62,967,000 |
| Interest-bearing deposits | 56,015,000 | 54,100,000 | 52,197,000 | 50,883,000 |
| Noninterest-bearing deposits | 11,806,000 | 10,995,000 | 10,249,000 | 12,084,000 |
| Equity capital | 10,304,000 | 10,593,000 | 10,752,000 | 11,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 623,000 | 959,000 | 1,313,000 |
| Interest expense | 115,000 | 209,000 | 298,000 | 383,000 |
| Net interest income | 191,000 | 414,000 | 661,000 | 930,000 |
| Noninterest income | 4,370,000 | 9,233,000 | 14,930,000 | 20,654,000 |
| Noninterest expense | 3,901,000 | 8,873,000 | 14,648,000 | 19,784,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 660,000 | 774,000 | 943,000 | 1,770,000 |
| Income tax | 36,000 | -37,000 | -33,000 | -3,000 |
| Net income | 624,000 | 811,000 | 976,000 | 1,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,537,000 | 10,732,000 | 10,897,000 | 11,694,000 |
| Total capital | 10,849,000 | 11,012,000 | 11,237,000 | 12,034,000 |
| Risk-weighted assets | 65,544,000 | 65,929,000 | 73,170,000 | 70,775,000 |