Call reports 2019
NEIGHBORS BANK — 2019
What NEIGHBORS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 26,035,000 | 30,254,000 | 31,072,000 | 31,634,000 |
| Total loans | 13,100,000 | 13,650,000 | 12,544,000 | 18,581,000 |
| Allowance for loan losses | 120,000 | 126,000 | 131,000 | 111,000 |
| Securities available for sale | 297,000 | 299,000 | 199,000 | 200,000 |
| Securities held to maturity | 4,443,000 | 3,992,000 | 3,989,000 | 3,373,000 |
| Trading assets | 22,000 | 92,000 | 67,000 | 0 |
| Total deposits | 21,613,000 | 25,742,000 | 26,574,000 | 26,762,000 |
| Interest-bearing deposits | 8,027,000 | 12,946,000 | 19,121,000 | 19,488,000 |
| Noninterest-bearing deposits | 13,586,000 | 12,796,000 | 7,453,000 | 7,274,000 |
| Equity capital | 4,317,000 | 4,360,000 | 4,164,000 | 4,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 479,000 | 737,000 | 982,000 |
| Interest expense | 12,000 | 46,000 | 116,000 | 188,000 |
| Net interest income | 217,000 | 433,000 | 621,000 | 794,000 |
| Noninterest income | 153,000 | 575,000 | 1,094,000 | 2,340,000 |
| Noninterest expense | 403,000 | 998,000 | 1,893,000 | 3,080,000 |
| Provision for loan losses | 0 | 5,000 | 10,000 | 0 |
| Pretax income | -33,000 | 5,000 | -188,000 | 54,000 |
| Income tax | -2,000 | -7,000 | -4,000 | 0 |
| Net income | -31,000 | 12,000 | -184,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,319,000 | 4,362,000 | 4,164,000 | 4,403,000 |
| Total capital | 4,439,000 | 4,488,000 | 4,295,000 | 4,537,000 |
| Risk-weighted assets | 15,319,000 | 16,254,000 | 17,637,000 | 17,288,000 |