Call reports 2018
NEIGHBORS BANK — 2018
What NEIGHBORS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 26,338,000 | 26,404,000 | 25,956,000 | 27,007,000 |
| Total loans | 12,020,000 | 11,773,000 | 12,082,000 | 12,038,000 |
| Allowance for loan losses | 119,000 | 120,000 | 120,000 | 120,000 |
| Securities available for sale | 694,000 | 294,000 | 294,000 | 296,000 |
| Securities held to maturity | 4,665,000 | 4,463,000 | 4,460,000 | 4,444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,091,000 | 22,105,000 | 21,584,000 | 22,608,000 |
| Interest-bearing deposits | 8,487,000 | 8,312,000 | 8,460,000 | 8,241,000 |
| Noninterest-bearing deposits | 13,604,000 | 13,793,000 | 13,124,000 | 14,367,000 |
| Equity capital | 4,201,000 | 4,256,000 | 4,317,000 | 4,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 404,000 | 618,000 | 838,000 |
| Interest expense | 14,000 | 27,000 | 41,000 | 55,000 |
| Net interest income | 182,000 | 377,000 | 577,000 | 783,000 |
| Noninterest income | 7,000 | 12,000 | 31,000 | 42,000 |
| Noninterest expense | 198,000 | 342,000 | 493,000 | 679,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | -14,000 | 42,000 | 110,000 | 141,000 |
| Income tax | 0 | 0 | 7,000 | 9,000 |
| Net income | -14,000 | 42,000 | 103,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,204,000 | 4,260,000 | 4,321,000 | 4,350,000 |
| Total capital | 4,323,000 | 4,380,000 | 4,441,000 | 4,470,000 |
| Risk-weighted assets | 13,417,000 | 12,995,000 | 13,252,000 | 14,781,000 |