Call reports 2017
AUDUBON SAVINGS BANK — 2017
What AUDUBON SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 163,890,000 | 163,871,000 | 157,421,000 | 156,363,000 |
| Total loans | 97,140,000 | 96,973,000 | 92,763,000 | 90,912,000 |
| Allowance for loan losses | 780,000 | 780,000 | 769,000 | 769,000 |
| Securities available for sale | 47,774,000 | 46,764,000 | 45,166,000 | 43,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,556,000 | 116,325,000 | 112,734,000 | 113,123,000 |
| Interest-bearing deposits | 103,245,000 | 103,209,000 | 100,367,000 | 102,484,000 |
| Noninterest-bearing deposits | 12,311,000 | 13,116,000 | 12,367,000 | 10,639,000 |
| Equity capital | 10,989,000 | 11,125,000 | 11,155,000 | 10,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,821,000 | 4,188,000 | 5,524,000 |
| Interest expense | 379,000 | 759,000 | 1,141,000 | 1,517,000 |
| Net interest income | 1,038,000 | 2,062,000 | 3,047,000 | 4,007,000 |
| Noninterest income | 120,000 | 257,000 | 380,000 | 504,000 |
| Noninterest expense | 1,144,000 | 2,233,000 | 3,344,000 | 4,535,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,000 | 86,000 | 83,000 | -24,000 |
| Income tax | -13,000 | 25,000 | 4,000 | 146,000 |
| Net income | 27,000 | 61,000 | 79,000 | -170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,545,000 | 11,579,000 | 11,597,000 | 11,470,000 |
| Total capital | 12,325,000 | 12,359,000 | 12,366,000 | 12,239,000 |
| Risk-weighted assets | 94,781,000 | 94,234,000 | 90,815,000 | 89,170,000 |