Call reports 2015
VIBRA BANK — 2015
What VIBRA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 133,563,000 |
| Total loans | 94,619,000 |
| Allowance for loan losses | 1,267,000 |
| Securities available for sale | 3,608,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 118,521,000 |
| Interest-bearing deposits | 71,817,000 |
| Noninterest-bearing deposits | 46,704,000 |
| Equity capital | 14,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 1,467,000 |
| Interest expense | 124,000 |
| Net interest income | 1,343,000 |
| Noninterest income | 353,000 |
| Noninterest expense | 1,674,000 |
| Provision for loan losses | -80,000 |
| Pretax income | 102,000 |
| Income tax | 140,000 |
| Net income | -38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 13,647,000 |
| Total capital | 14,504,000 |
| Risk-weighted assets | 68,130,000 |