Call reports 2010
VIBRA BANK — 2010
What VIBRA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 53,942,000 | 62,298,000 | 67,867,000 | 73,984,000 |
| Total loans | 40,542,000 | 48,979,000 | 52,224,000 | 54,568,000 |
| Allowance for loan losses | 665,000 | 812,000 | 1,113,000 | 1,140,000 |
| Securities available for sale | 6,612,000 | 6,617,000 | 6,634,000 | 6,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,000,000 | 48,372,000 | 54,125,000 | 59,999,000 |
| Interest-bearing deposits | 33,292,000 | 40,006,000 | 45,764,000 | 48,707,000 |
| Noninterest-bearing deposits | 6,708,000 | 8,366,000 | 8,361,000 | 11,292,000 |
| Equity capital | 11,198,000 | 11,132,000 | 10,979,000 | 11,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,511,000 | 2,479,000 | 3,460,000 |
| Interest expense | 125,000 | 253,000 | 405,000 | 569,000 |
| Net interest income | 540,000 | 1,258,000 | 2,074,000 | 2,891,000 |
| Noninterest income | 65,000 | 107,000 | 146,000 | 184,000 |
| Noninterest expense | 723,000 | 1,455,000 | 2,211,000 | 2,986,000 |
| Provision for loan losses | 155,000 | 302,000 | 603,000 | 630,000 |
| Pretax income | -273,000 | -392,000 | -594,000 | -541,000 |
| Income tax | 1,000 | 1,000 | 0 | 1,000 |
| Net income | -274,000 | -393,000 | -594,000 | -542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,143,000 | 11,058,000 | 10,891,000 | 10,958,000 |
| Total capital | 11,662,000 | 11,667,000 | 11,535,000 | 11,654,000 |
| Risk-weighted assets | 41,340,000 | 48,524,000 | 51,013,000 | 55,214,000 |
Machine access — free, no API key
Every figure shown here about VIBRA BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.