Call reports 2026
CITIZENS ALLIANCE BANK — 2026
What CITIZENS ALLIANCE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,453,104,000 | 1,436,180,000 |
| Total loans | 980,548,000 | 1,012,449,000 |
| Allowance for loan losses | 11,241,000 | 11,326,000 |
| Securities available for sale | 295,932,000 | 287,528,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,255,240,000 | 1,221,175,000 |
| Interest-bearing deposits | 970,032,000 | 930,577,000 |
| Noninterest-bearing deposits | 285,208,000 | 290,598,000 |
| Equity capital | 142,563,000 | 142,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 19,284,000 | 38,535,000 |
| Interest expense | 7,029,000 | 13,881,000 |
| Net interest income | 12,255,000 | 24,654,000 |
| Noninterest income | 2,145,000 | 3,848,000 |
| Noninterest expense | 10,009,000 | 19,555,000 |
| Provision for loan losses | 377,000 | 465,000 |
| Pretax income | 3,968,000 | 8,484,000 |
| Income tax | 6,977,000 | 7,046,000 |
| Net income | -3,009,000 | 1,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 140,018,000 | 140,740,000 |
| Total capital | 151,348,000 | 152,149,000 |
| Risk-weighted assets | 1,084,694,000 | 1,118,807,000 |