Call reports 2021
CITIZENS ALLIANCE BANK — 2021
What CITIZENS ALLIANCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 953,099,000 | 968,424,000 | 1,009,277,000 | 1,056,226,000 |
| Total loans | 614,921,000 | 636,492,000 | 632,742,000 | 667,000,000 |
| Allowance for loan losses | 7,517,000 | 8,201,000 | 7,771,000 | 8,125,000 |
| Securities available for sale | 208,575,000 | 220,777,000 | 261,238,000 | 257,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 808,741,000 | 821,925,000 | 852,104,000 | 906,752,000 |
| Interest-bearing deposits | 459,870,000 | 492,580,000 | 517,973,000 | 506,595,000 |
| Noninterest-bearing deposits | 348,871,000 | 329,345,000 | 334,131,000 | 400,157,000 |
| Equity capital | 96,469,000 | 99,610,000 | 102,841,000 | 103,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,952,000 | 18,281,000 | 28,147,000 | 37,580,000 |
| Interest expense | 577,000 | 1,136,000 | 1,685,000 | 2,239,000 |
| Net interest income | 8,375,000 | 17,145,000 | 26,462,000 | 35,341,000 |
| Noninterest income | 1,860,000 | 3,264,000 | 4,412,000 | 5,840,000 |
| Noninterest expense | 5,532,000 | 11,090,000 | 17,080,000 | 23,415,000 |
| Provision for loan losses | -250,000 | 225,000 | 550,000 | 900,000 |
| Pretax income | 4,989,000 | 9,130,000 | 13,285,000 | 16,922,000 |
| Income tax | 1,249,000 | 2,271,000 | 3,281,000 | 4,234,000 |
| Net income | 3,740,000 | 6,859,000 | 10,004,000 | 12,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,766,000 | 83,941,000 | 87,142,000 | 89,881,000 |
| Total capital | 88,283,000 | 92,142,000 | 94,913,000 | 98,006,000 |
| Risk-weighted assets | 727,540,000 | 750,646,000 | 768,224,000 | 813,574,000 |