Call reports 2017
CITIZENS ALLIANCE BANK — 2017
What CITIZENS ALLIANCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 685,999,000 | 707,824,000 | 717,860,000 | 758,942,000 |
| Total loans | 459,067,000 | 468,449,000 | 477,296,000 | 505,190,000 |
| Allowance for loan losses | 6,255,000 | 6,013,000 | 6,134,000 | 6,304,000 |
| Securities available for sale | 122,678,000 | 121,781,000 | 123,188,000 | 124,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 605,180,000 | 629,809,000 | 635,683,000 | 676,214,000 |
| Interest-bearing deposits | 462,794,000 | 478,985,000 | 479,267,000 | 500,897,000 |
| Noninterest-bearing deposits | 142,386,000 | 150,824,000 | 156,416,000 | 175,317,000 |
| Equity capital | 62,408,000 | 60,402,000 | 64,521,000 | 66,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,583,000 | 13,434,000 | 20,493,000 | 27,781,000 |
| Interest expense | 872,000 | 1,791,000 | 2,779,000 | 3,785,000 |
| Net interest income | 5,711,000 | 11,643,000 | 17,714,000 | 23,996,000 |
| Noninterest income | 705,000 | 1,359,000 | 2,014,000 | 696,000 |
| Noninterest expense | 3,703,000 | 7,031,000 | 10,413,000 | 14,549,000 |
| Provision for loan losses | 200,000 | 2,900,000 | 3,500,000 | 3,700,000 |
| Pretax income | 2,513,000 | 3,071,000 | 5,817,000 | 6,445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,513,000 | 3,071,000 | 5,817,000 | 6,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,957,000 | 52,255,000 | 56,500,000 | 59,378,000 |
| Total capital | 62,230,000 | 58,286,000 | 62,654,000 | 65,705,000 |
| Risk-weighted assets | 567,404,000 | 558,037,000 | 563,770,000 | 592,955,000 |