Call report 2015Q4
CITIZENS ALLIANCE BANK — 2015Q4
The 22 measures CITIZENS ALLIANCE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 614,852,000 | USD | evidence → |
| Total loans | 430,601,000 | USD | evidence → |
| Allowance for loan losses | 5,570,000 | USD | evidence → |
| Securities available for sale | 93,929,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 523,802,000 | USD | evidence → |
| Interest-bearing deposits | 392,450,000 | USD | evidence → |
| Noninterest-bearing deposits | 131,352,000 | USD | evidence → |
| Equity capital | 56,872,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,318,000 | USD | evidence → |
| Interest expense | 3,524,000 | USD | evidence → |
| Net interest income | 19,794,000 | USD | evidence → |
| Noninterest income | 2,491,000 | USD | evidence → |
| Noninterest expense | 12,158,000 | USD | evidence → |
| Provision for loan losses | -1,025,000 | USD | evidence → |
| Pretax income | 11,155,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 11,136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,172,000 | USD | evidence → |
| Total capital | 55,748,000 | USD | evidence → |
| Risk-weighted assets | 512,389,000 | USD | evidence → |