Call reports 2006
CITIZENS ALLIANCE BANK — 2006
What CITIZENS ALLIANCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 266,820,000 | 264,102,000 | 269,171,000 | 271,333,000 |
| Total loans | 162,210,000 | 171,561,000 | 174,627,000 | 183,611,000 |
| Allowance for loan losses | 1,668,000 | 1,773,000 | 1,882,000 | 1,739,000 |
| Securities available for sale | 70,356,000 | 67,032,000 | 64,521,000 | 59,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,576,000 | 231,544,000 | 236,099,000 | 222,028,000 |
| Interest-bearing deposits | 128,901,000 | 135,547,000 | 131,530,000 | 138,545,000 |
| Noninterest-bearing deposits | 107,676,000 | 95,998,000 | 104,569,000 | 83,483,000 |
| Equity capital | 20,276,000 | 20,751,000 | 22,299,000 | 23,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,769,000 | 7,763,000 | 11,896,000 | 15,966,000 |
| Interest expense | 1,221,000 | 2,590,000 | 4,035,000 | 5,639,000 |
| Net interest income | 2,548,000 | 5,173,000 | 7,861,000 | 10,327,000 |
| Noninterest income | 303,000 | 573,000 | 886,000 | 1,210,000 |
| Noninterest expense | 1,445,000 | 2,874,000 | 4,380,000 | 5,965,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 100,000 |
| Pretax income | 1,406,000 | 2,772,000 | 4,167,000 | 5,472,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 1,406,000 | 2,772,000 | 4,167,000 | 5,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,514,000 | 22,231,000 | 23,000,000 | 23,713,000 |
| Total capital | 23,182,000 | 24,004,000 | 24,882,000 | 25,452,000 |
| Risk-weighted assets | 194,003,000 | 197,730,000 | 201,300,000 | 208,490,000 |
Machine access — free, no API key
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