Call reports 2023
GRAND BANK FOR SAVINGS, F.S.B. — 2023
What GRAND BANK FOR SAVINGS, F.S.B. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 127,109,000 | 133,722,000 | 133,653,000 | 161,125,000 |
| Total loans | 101,076,000 | 103,027,000 | 109,479,000 | 128,137,000 |
| Allowance for loan losses | 809,000 | 825,000 | 877,000 | 1,029,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,634,000 | 116,260,000 | 113,192,000 | 131,915,000 |
| Interest-bearing deposits | 104,405,000 | 110,977,000 | 109,862,000 | 126,727,000 |
| Noninterest-bearing deposits | 5,229,000 | 5,283,000 | 3,330,000 | 5,188,000 |
| Equity capital | 16,619,000 | 16,136,000 | 17,416,000 | 17,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,172,000 | 4,542,000 | 6,876,000 | 10,126,000 |
| Interest expense | 766,000 | 1,718,000 | 2,760,000 | 4,073,000 |
| Net interest income | 1,406,000 | 2,824,000 | 4,116,000 | 6,053,000 |
| Noninterest income | 96,000 | 2,201,000 | 2,629,000 | 2,759,000 |
| Noninterest expense | 1,667,000 | 3,582,000 | 5,472,000 | 7,591,000 |
| Provision for loan losses | 5,000 | 5,000 | 55,000 | 205,000 |
| Pretax income | -170,000 | 1,438,000 | 1,218,000 | 1,016,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -170,000 | 1,438,000 | 1,218,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,527,000 | 16,136,000 | 17,416,000 | 17,214,000 |
| Total capital | — | — | — | 18,212,000 |
| Risk-weighted assets | — | — | — | 79,849,000 |