Call reports 2022
GRAND BANK FOR SAVINGS, F.S.B. — 2022
What GRAND BANK FOR SAVINGS, F.S.B. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 104,242,000 | 107,091,000 | 111,038,000 | 116,006,000 |
| Total loans | 80,610,000 | 83,745,000 | 88,141,000 | 95,073,000 |
| Allowance for loan losses | 647,000 | 674,000 | 701,000 | 758,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,092,000 | 92,397,000 | 85,418,000 | 87,659,000 |
| Interest-bearing deposits | 85,386,000 | 87,562,000 | 80,204,000 | 83,449,000 |
| Noninterest-bearing deposits | 4,706,000 | 4,835,000 | 5,214,000 | 4,210,000 |
| Equity capital | 13,347,000 | 13,911,000 | 14,732,000 | 16,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,670,000 | 3,382,000 | 5,080,000 | 6,966,000 |
| Interest expense | 134,000 | 279,000 | 444,000 | 761,000 |
| Net interest income | 1,536,000 | 3,103,000 | 4,636,000 | 6,205,000 |
| Noninterest income | 124,000 | 292,000 | 440,000 | 642,000 |
| Noninterest expense | 1,315,000 | 2,758,000 | 4,244,000 | 5,891,000 |
| Provision for loan losses | 50,000 | 75,000 | 101,000 | 158,000 |
| Pretax income | 295,000 | 562,000 | 731,000 | 798,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 295,000 | 562,000 | 731,000 | 798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,195,000 | 12,462,000 | 12,631,000 | 14,698,000 |