Call reports 2020
GRAND BANK FOR SAVINGS, F.S.B. — 2020
What GRAND BANK FOR SAVINGS, F.S.B. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 87,495,000 | 84,698,000 | 91,430,000 | 94,887,000 |
| Total loans | 68,070,000 | 70,347,000 | 75,026,000 | 76,723,000 |
| Allowance for loan losses | 552,000 | 553,000 | 588,000 | 589,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,385,000 | 66,541,000 | 70,048,000 | 76,418,000 |
| Interest-bearing deposits | 63,414,000 | 60,001,000 | 62,793,000 | 68,652,000 |
| Noninterest-bearing deposits | 5,971,000 | 6,540,000 | 7,255,000 | 7,766,000 |
| Equity capital | 10,520,000 | 10,498,000 | 10,637,000 | 10,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 2,969,000 | 4,395,000 | 5,909,000 |
| Interest expense | 308,000 | 608,000 | 883,000 | 1,145,000 |
| Net interest income | 1,199,000 | 2,361,000 | 3,512,000 | 4,764,000 |
| Noninterest income | 128,000 | 312,000 | 452,000 | 646,000 |
| Noninterest expense | 1,133,000 | 2,257,000 | 3,372,000 | 4,539,000 |
| Provision for loan losses | 72,000 | 72,000 | 108,000 | 108,000 |
| Pretax income | 122,000 | 344,000 | 484,000 | 763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 344,000 | 484,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,520,000 | 10,498,000 | 10,637,000 | 10,917,000 |
| Total capital | 11,019,000 | 11,013,000 | 11,179,000 | 11,503,000 |
| Risk-weighted assets | 39,936,000 | 41,178,000 | 43,345,000 | 46,889,000 |