Call reports 2019
GRAND BANK FOR SAVINGS, F.S.B. — 2019
What GRAND BANK FOR SAVINGS, F.S.B. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 83,271,000 | 82,383,000 | 85,996,000 | 84,543,000 |
| Total loans | 67,616,000 | 67,269,000 | 66,538,000 | 67,419,000 |
| Allowance for loan losses | 499,000 | 476,000 | 476,000 | 479,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,903,000 | 64,050,000 | 67,456,000 | 66,425,000 |
| Interest-bearing deposits | 59,966,000 | 58,134,000 | 62,473,000 | 61,273,000 |
| Noninterest-bearing deposits | 4,937,000 | 5,916,000 | 4,983,000 | 5,152,000 |
| Equity capital | 10,585,000 | 10,737,000 | 10,811,000 | 10,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 2,940,000 | 4,525,000 | 5,941,000 |
| Interest expense | 266,000 | 554,000 | 852,000 | 1,173,000 |
| Net interest income | 1,229,000 | 2,386,000 | 3,673,000 | 4,768,000 |
| Noninterest income | 333,000 | 439,000 | 533,000 | 807,000 |
| Noninterest expense | 1,181,000 | 2,292,000 | 3,457,000 | 4,953,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 381,000 | 533,000 | 749,000 | 622,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 381,000 | 533,000 | 749,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,585,000 | 10,737,000 | 10,811,000 | 10,541,000 |
| Total capital | 11,084,000 | 11,213,000 | 11,287,000 | 11,020,000 |
| Risk-weighted assets | 40,352,000 | 39,705,000 | 39,367,000 | 39,473,000 |