Call reports 2018
GRAND BANK FOR SAVINGS, F.S.B. — 2018
What GRAND BANK FOR SAVINGS, F.S.B. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 75,126,000 | 75,453,000 | 81,543,000 | 84,373,000 |
| Total loans | 61,804,000 | 63,066,000 | 66,379,000 | 67,238,000 |
| Allowance for loan losses | 501,000 | 432,000 | 500,000 | 499,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,539,000 | 62,193,000 | 63,174,000 | 66,205,000 |
| Interest-bearing deposits | 59,205,000 | 57,385,000 | 57,270,000 | 61,653,000 |
| Noninterest-bearing deposits | 4,334,000 | 4,808,000 | 5,904,000 | 4,552,000 |
| Equity capital | 10,781,000 | 10,503,000 | 10,563,000 | 10,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,415,000 | 3,895,000 | 5,420,000 |
| Interest expense | 131,000 | 269,000 | 462,000 | 698,000 |
| Net interest income | 1,106,000 | 2,146,000 | 3,433,000 | 4,722,000 |
| Noninterest income | 328,000 | 650,000 | 767,000 | 839,000 |
| Noninterest expense | 1,239,000 | 2,440,000 | 3,585,000 | 5,038,000 |
| Provision for loan losses | 0 | 0 | 76,000 | 76,000 |
| Pretax income | 195,000 | 356,000 | 539,000 | 447,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 195,000 | 356,000 | 539,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,781,000 | 10,503,000 | 10,563,000 | 10,347,000 |
| Total capital | 11,259,000 | 10,935,000 | 11,063,000 | 10,846,000 |
| Risk-weighted assets | 38,255,000 | 38,619,000 | 40,387,000 | 40,596,000 |