Call reports 2017
GRAND BANK FOR SAVINGS, F.S.B. — 2017
What GRAND BANK FOR SAVINGS, F.S.B. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 79,543,000 | 77,068,000 | 74,732,000 | 73,481,000 |
| Total loans | 60,350,000 | 60,888,000 | 61,158,000 | 61,455,000 |
| Allowance for loan losses | 526,000 | 526,000 | 494,000 | 500,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,651,000 | 65,396,000 | 62,874,000 | 61,743,000 |
| Interest-bearing deposits | 63,209,000 | 60,690,000 | 57,930,000 | 57,058,000 |
| Noninterest-bearing deposits | 4,442,000 | 4,706,000 | 4,944,000 | 4,685,000 |
| Equity capital | 10,919,000 | 10,644,000 | 10,799,000 | 10,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,473,000 | 2,687,000 | 3,932,000 | 5,302,000 |
| Interest expense | 119,000 | 239,000 | 356,000 | 468,000 |
| Net interest income | 1,354,000 | 2,448,000 | 3,576,000 | 4,834,000 |
| Noninterest income | 416,000 | 781,000 | 942,000 | 1,120,000 |
| Noninterest expense | 1,161,000 | 2,342,000 | 3,479,000 | 4,783,000 |
| Provision for loan losses | 0 | 0 | 0 | 79,000 |
| Pretax income | 609,000 | 887,000 | 1,039,000 | 1,092,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 609,000 | 887,000 | 1,039,000 | 1,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,919,000 | 10,644,000 | 10,799,000 | 10,729,000 |
| Total capital | 11,400,000 | 11,122,000 | 11,278,000 | 11,205,000 |
| Risk-weighted assets | 38,495,000 | 38,235,000 | 38,312,000 | 38,125,000 |