Call reports 2016
GRAND BANK FOR SAVINGS, F.S.B. — 2016
What GRAND BANK FOR SAVINGS, F.S.B. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 86,298,000 | 81,316,000 | 77,684,000 | 78,690,000 |
| Total loans | 63,890,000 | 62,057,000 | 59,994,000 | 63,498,000 |
| Allowance for loan losses | 414,000 | 372,000 | 368,000 | 500,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,364,000 | 69,423,000 | 65,545,000 | 67,275,000 |
| Interest-bearing deposits | 66,143,000 | 63,807,000 | 59,529,000 | 62,502,000 |
| Noninterest-bearing deposits | 6,221,000 | 5,616,000 | 6,016,000 | 4,773,000 |
| Equity capital | 12,724,000 | 10,719,000 | 11,078,000 | 10,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,678,000 | 3,012,000 | 4,559,000 | 5,822,000 |
| Interest expense | 127,000 | 244,000 | 356,000 | 475,000 |
| Net interest income | 1,551,000 | 2,768,000 | 4,203,000 | 5,347,000 |
| Noninterest income | 265,000 | 949,000 | 1,141,000 | 1,361,000 |
| Noninterest expense | 1,349,000 | 2,580,000 | 3,704,000 | 5,052,000 |
| Provision for loan losses | 0 | 0 | 0 | 236,000 |
| Pretax income | 467,000 | 1,137,000 | 1,640,000 | 1,420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 467,000 | 1,137,000 | 1,640,000 | 1,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,724,000 | 10,719,000 | 11,078,000 | 10,428,000 |
| Total capital | 13,138,000 | 11,091,000 | 11,446,000 | 10,926,000 |
| Risk-weighted assets | 42,940,000 | 39,662,000 | 38,691,000 | 39,838,000 |