Call reports 2015
GRAND BANK FOR SAVINGS, F.S.B. — 2015
What GRAND BANK FOR SAVINGS, F.S.B. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 90,147,000 | 93,100,000 | 91,509,000 | 89,909,000 |
| Total loans | 65,839,000 | 62,330,000 | 59,286,000 | 65,290,000 |
| Allowance for loan losses | 419,000 | 322,000 | 249,000 | 500,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,602,000 | 79,453,000 | 77,693,000 | 76,345,000 |
| Interest-bearing deposits | 71,801,000 | 73,511,000 | 70,376,000 | 70,107,000 |
| Noninterest-bearing deposits | 4,801,000 | 5,942,000 | 7,317,000 | 6,238,000 |
| Equity capital | 12,621,000 | 12,654,000 | 12,686,000 | 12,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,512,000 | 2,985,000 | 4,373,000 | 5,633,000 |
| Interest expense | 144,000 | 288,000 | 434,000 | 572,000 |
| Net interest income | 1,368,000 | 2,697,000 | 3,939,000 | 5,061,000 |
| Noninterest income | 252,000 | 663,000 | 957,000 | 1,603,000 |
| Noninterest expense | 1,102,000 | 2,614,000 | 3,922,000 | 5,532,000 |
| Provision for loan losses | 0 | 0 | 0 | 239,000 |
| Pretax income | 518,000 | 746,000 | 974,000 | 893,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 518,000 | 746,000 | 974,000 | 893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,621,000 | 12,654,000 | 12,686,000 | 12,418,000 |
| Total capital | 13,040,000 | 12,976,000 | 12,935,000 | 12,918,000 |
| Risk-weighted assets | 45,653,000 | 43,655,000 | 42,189,000 | 45,282,000 |