Call reports 2014
GRAND BANK FOR SAVINGS, F.S.B. — 2014
What GRAND BANK FOR SAVINGS, F.S.B. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,780,000 | 93,648,000 | 92,687,000 | 90,694,000 |
| Total loans | 69,157,000 | 71,430,000 | 68,166,000 | 67,461,000 |
| Allowance for loan losses | 667,000 | 617,000 | 540,000 | 452,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,668,000 | 80,491,000 | 79,279,000 | 77,399,000 |
| Interest-bearing deposits | 81,725,000 | 75,899,000 | 74,461,000 | 73,011,000 |
| Noninterest-bearing deposits | 4,943,000 | 4,592,000 | 4,818,000 | 4,388,000 |
| Equity capital | 12,610,000 | 12,291,000 | 12,421,000 | 12,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 2,838,000 | 4,301,000 | 5,748,000 |
| Interest expense | 189,000 | 362,000 | 514,000 | 663,000 |
| Net interest income | 1,221,000 | 2,476,000 | 3,787,000 | 5,085,000 |
| Noninterest income | 211,000 | 427,000 | 651,000 | 764,000 |
| Noninterest expense | 1,291,000 | 2,655,000 | 3,899,000 | 5,237,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 8,000 |
| Pretax income | 141,000 | 240,000 | 531,000 | 604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 141,000 | 240,000 | 531,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,610,000 | 12,291,000 | 12,421,000 | 12,350,000 |
| Total capital | 13,233,000 | 12,908,000 | 12,961,000 | 12,802,000 |
| Risk-weighted assets | 49,833,000 | 49,340,000 | 48,609,000 | 48,323,000 |