Call reports 2020
STATE BANK OF REESEVILLE — 2020
What STATE BANK OF REESEVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 102,723,000 | 108,637,000 | 115,574,000 | 121,979,000 |
| Total loans | 46,694,000 | 50,254,000 | 56,634,000 | 59,523,000 |
| Allowance for loan losses | 476,000 | 478,000 | 479,000 | 584,000 |
| Securities available for sale | 50,339,000 | 55,047,000 | 54,768,000 | 54,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,718,000 | 71,582,000 | 73,962,000 | 78,966,000 |
| Interest-bearing deposits | 58,297,000 | 54,684,000 | 56,011,000 | 61,162,000 |
| Noninterest-bearing deposits | 12,421,000 | 16,899,000 | 17,951,000 | 17,804,000 |
| Equity capital | 7,487,000 | 11,290,000 | 11,740,000 | 12,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 953,000 | 1,885,000 | 2,806,000 | 3,858,000 |
| Interest expense | 315,000 | 566,000 | 790,000 | 1,000,000 |
| Net interest income | 638,000 | 1,319,000 | 2,016,000 | 2,858,000 |
| Noninterest income | 40,000 | 77,000 | 119,000 | 121,000 |
| Noninterest expense | 513,000 | 1,004,000 | 1,545,000 | 2,174,000 |
| Provision for loan losses | 0 | 0 | 0 | 105,000 |
| Pretax income | 165,000 | 343,000 | 541,000 | 805,000 |
| Income tax | 1,000 | -18,000 | -28,000 | 26,000 |
| Net income | 164,000 | 361,000 | 569,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,472,000 | 10,667,000 | 10,800,000 | 10,916,000 |
| Total capital | 10,948,000 | 11,144,000 | 11,279,000 | 11,500,000 |
| Risk-weighted assets | 57,116,000 | 59,745,000 | 62,436,000 | 66,942,000 |