Call reports 2016
STATE BANK OF REESEVILLE — 2016
What STATE BANK OF REESEVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 65,326,000 | 67,039,000 | 68,675,000 | 68,402,000 |
| Total loans | 38,213,000 | 39,523,000 | 40,648,000 | 41,301,000 |
| Allowance for loan losses | 437,000 | 419,000 | 521,000 | 516,000 |
| Securities available for sale | 24,811,000 | 25,512,000 | 25,160,000 | 24,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,898,000 | 48,164,000 | 48,353,000 | 49,056,000 |
| Interest-bearing deposits | 37,480,000 | 36,389,000 | 37,602,000 | 37,391,000 |
| Noninterest-bearing deposits | 12,419,000 | 11,775,000 | 10,751,000 | 11,664,000 |
| Equity capital | 7,596,000 | 8,038,000 | 8,081,000 | 8,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,167,000 | 1,792,000 | 2,453,000 |
| Interest expense | 29,000 | 61,000 | 89,000 | 140,000 |
| Net interest income | 540,000 | 1,106,000 | 1,703,000 | 2,313,000 |
| Noninterest income | 26,000 | 50,000 | 80,000 | 107,000 |
| Noninterest expense | 393,000 | 787,000 | 1,180,000 | 1,663,000 |
| Provision for loan losses | 0 | 18,000 | 36,000 | 36,000 |
| Pretax income | 189,000 | 367,000 | 583,000 | 737,000 |
| Income tax | 17,000 | 45,000 | 82,000 | 113,000 |
| Net income | 172,000 | 322,000 | 501,000 | 624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,457,000 | 7,583,000 | 7,786,000 | 7,952,000 |
| Total capital | 7,894,000 | 8,002,000 | 8,307,000 | 8,468,000 |
| Risk-weighted assets | 40,695,000 | 39,429,000 | 42,370,000 | 43,076,000 |