Call reports 2015
STATE BANK OF REESEVILLE — 2015
What STATE BANK OF REESEVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 59,778,000 | 62,232,000 | 64,630,000 | 67,718,000 |
| Total loans | 35,170,000 | 35,819,000 | 36,642,000 | 36,195,000 |
| Allowance for loan losses | 437,000 | 432,000 | 434,000 | 436,000 |
| Securities available for sale | 21,831,000 | 24,141,000 | 24,322,000 | 24,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,941,000 | 47,623,000 | 49,699,000 | 52,674,000 |
| Interest-bearing deposits | 37,620,000 | 37,982,000 | 40,089,000 | 38,935,000 |
| Noninterest-bearing deposits | 9,321,000 | 9,641,000 | 9,610,000 | 13,738,000 |
| Equity capital | 7,406,000 | 7,395,000 | 7,354,000 | 7,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,062,000 | 1,622,000 | 2,186,000 |
| Interest expense | 24,000 | 49,000 | 77,000 | 106,000 |
| Net interest income | 504,000 | 1,013,000 | 1,545,000 | 2,080,000 |
| Noninterest income | 25,000 | 49,000 | 76,000 | 105,000 |
| Noninterest expense | 387,000 | 779,000 | 1,210,000 | 1,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 142,000 | 278,000 | 404,000 | 502,000 |
| Income tax | 12,000 | 25,000 | 38,000 | 47,000 |
| Net income | 130,000 | 253,000 | 366,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,300,000 | 7,377,000 | 7,470,000 | 7,531,000 |
| Total capital | 7,737,000 | 7,809,000 | 7,904,000 | 7,967,000 |
| Risk-weighted assets | 36,886,000 | 39,071,000 | 39,684,000 | 39,456,000 |