Call reports 2016
STOCKTON NATIONAL BANK, THE — 2016
What STOCKTON NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 168,807,000 | 173,016,000 |
| Total loans | 114,505,000 | 128,138,000 |
| Allowance for loan losses | 2,003,000 | 2,144,000 |
| Securities available for sale | 26,085,000 | 24,403,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 132,931,000 | 131,477,000 |
| Interest-bearing deposits | 112,366,000 | 109,659,000 |
| Noninterest-bearing deposits | 20,565,000 | 21,818,000 |
| Equity capital | 18,305,000 | 18,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 1,565,000 | 3,265,000 |
| Interest expense | 132,000 | 265,000 |
| Net interest income | 1,433,000 | 3,000,000 |
| Noninterest income | 188,000 | 353,000 |
| Noninterest expense | 1,224,000 | 2,427,000 |
| Provision for loan losses | 62,000 | 129,000 |
| Pretax income | 335,000 | 797,000 |
| Income tax | 17,000 | 60,000 |
| Net income | 318,000 | 737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 17,475,000 | 17,601,000 |
| Total capital | 19,257,000 | 19,513,000 |
| Risk-weighted assets | 142,374,000 | 152,779,000 |