Call reports 2015
STOCKTON NATIONAL BANK, THE — 2015
What STOCKTON NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 167,852,000 | 173,124,000 | 175,268,000 | 170,903,000 |
| Total loans | 101,761,000 | 106,968,000 | 113,335,000 | 115,289,000 |
| Allowance for loan losses | 1,644,000 | 1,702,000 | 1,864,000 | 1,930,000 |
| Securities available for sale | 39,186,000 | 42,480,000 | 42,584,000 | 30,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,755,000 | 136,510,000 | 134,623,000 | 134,638,000 |
| Interest-bearing deposits | 115,494,000 | 111,593,000 | 110,643,000 | 112,921,000 |
| Noninterest-bearing deposits | 27,261,000 | 24,917,000 | 23,980,000 | 21,717,000 |
| Equity capital | 17,962,000 | 17,853,000 | 18,161,000 | 18,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 2,987,000 | 4,561,000 | 6,201,000 |
| Interest expense | 116,000 | 234,000 | 359,000 | 490,000 |
| Net interest income | 1,367,000 | 2,753,000 | 4,202,000 | 5,711,000 |
| Noninterest income | 185,000 | 346,000 | 538,000 | 737,000 |
| Noninterest expense | 1,172,000 | 2,315,000 | 3,516,000 | 4,712,000 |
| Provision for loan losses | 64,000 | 122,000 | 179,000 | 242,000 |
| Pretax income | 316,000 | 662,000 | 1,045,000 | 1,494,000 |
| Income tax | 17,000 | 35,000 | 54,000 | 76,000 |
| Net income | 299,000 | 627,000 | 991,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,223,000 | 17,340,000 | 17,552,000 | 17,617,000 |
| Total capital | 18,688,000 | 19,042,000 | 19,400,000 | 19,477,000 |
| Risk-weighted assets | 117,069,000 | 137,971,000 | 147,865,000 | 148,741,000 |