Call reports 2014
STOCKTON NATIONAL BANK, THE — 2014
What STOCKTON NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 114,245,000 | 111,696,000 | 165,486,000 | 164,469,000 |
| Total loans | 67,579,000 | 70,156,000 | 103,120,000 | 105,704,000 |
| Allowance for loan losses | 1,419,000 | 1,489,000 | 1,546,000 | 1,612,000 |
| Securities available for sale | 29,004,000 | 24,148,000 | 31,928,000 | 26,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,205,000 | 93,268,000 | 138,401,000 | 137,809,000 |
| Interest-bearing deposits | 75,548,000 | 74,701,000 | 106,835,000 | 106,738,000 |
| Noninterest-bearing deposits | 20,657,000 | 18,567,000 | 31,566,000 | 31,071,000 |
| Equity capital | 13,656,000 | 14,044,000 | 17,875,000 | 17,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 981,000 | 1,988,000 | 3,329,000 | 4,920,000 |
| Interest expense | 104,000 | 203,000 | 316,000 | 437,000 |
| Net interest income | 877,000 | 1,785,000 | 3,013,000 | 4,483,000 |
| Noninterest income | 64,000 | 141,000 | 326,000 | 502,000 |
| Noninterest expense | 729,000 | 1,483,000 | 2,613,000 | 3,801,000 |
| Provision for loan losses | 30,000 | 80,000 | 141,000 | 215,000 |
| Pretax income | 182,000 | 363,000 | 585,000 | 969,000 |
| Income tax | 9,000 | 18,000 | 25,000 | 40,000 |
| Net income | 173,000 | 345,000 | 560,000 | 929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,688,000 | 13,765,000 | 16,498,000 | 16,376,000 |
| Total capital | 14,639,000 | 14,739,000 | 17,951,000 | 17,820,000 |
| Risk-weighted assets | 75,589,000 | 77,380,000 | 116,117,000 | 115,319,000 |