Call reports 2016
AMERICAN EAGLE BANK OF CHICAGO — 2016
What AMERICAN EAGLE BANK OF CHICAGO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 79,480,000 | 81,249,000 | 83,311,000 | 84,527,000 |
| Total loans | 62,113,000 | 63,162,000 | 65,130,000 | 65,524,000 |
| Allowance for loan losses | 430,000 | 403,000 | 417,000 | 386,000 |
| Securities available for sale | 0 | 0 | 0 | 2,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,028,000 | 71,639,000 | 73,511,000 | 74,632,000 |
| Interest-bearing deposits | 63,759,000 | 64,236,000 | 65,768,000 | 69,215,000 |
| Noninterest-bearing deposits | 6,269,000 | 7,403,000 | 7,743,000 | 5,417,000 |
| Equity capital | 8,758,000 | 8,882,000 | 8,972,000 | 9,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,760,000 | 2,658,000 | 3,582,000 |
| Interest expense | 225,000 | 457,000 | 693,000 | 939,000 |
| Net interest income | 637,000 | 1,303,000 | 1,965,000 | 2,643,000 |
| Noninterest income | 14,000 | 27,000 | 36,000 | 86,000 |
| Noninterest expense | 494,000 | 974,000 | 1,461,000 | 1,978,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 110,000 |
| Pretax income | 157,000 | 356,000 | 505,000 | 641,000 |
| Income tax | 59,000 | 134,000 | 193,000 | 248,000 |
| Net income | 98,000 | 222,000 | 312,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,758,000 | 8,882,000 | 8,972,000 | 9,053,000 |
| Total capital | 9,188,000 | 9,285,000 | 9,389,000 | 9,439,000 |
| Risk-weighted assets | 64,939,000 | 66,596,000 | 67,749,000 | 69,513,000 |