Call reports 2015
AMERICAN EAGLE BANK OF CHICAGO — 2015
What AMERICAN EAGLE BANK OF CHICAGO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,226,000 | 75,183,000 | 76,489,000 | 77,035,000 |
| Total loans | 56,495,000 | 59,092,000 | 57,451,000 | 62,533,000 |
| Allowance for loan losses | 522,000 | 539,000 | 504,000 | 464,000 |
| Securities available for sale | 2,000,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,349,000 | 66,203,000 | 67,339,000 | 67,656,000 |
| Interest-bearing deposits | 60,403,000 | 60,912,000 | 60,691,000 | 61,678,000 |
| Noninterest-bearing deposits | 4,946,000 | 5,291,000 | 6,648,000 | 5,978,000 |
| Equity capital | 8,259,000 | 8,363,000 | 8,530,000 | 8,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,674,000 | 2,613,000 | 3,527,000 |
| Interest expense | 224,000 | 447,000 | 671,000 | 893,000 |
| Net interest income | 585,000 | 1,227,000 | 1,942,000 | 2,634,000 |
| Noninterest income | -6,000 | 7,000 | 17,000 | 29,000 |
| Noninterest expense | 469,000 | 917,000 | 1,379,000 | 1,867,000 |
| Provision for loan losses | 43,000 | 88,000 | 88,000 | 93,000 |
| Pretax income | 67,000 | 229,000 | 492,000 | 703,000 |
| Income tax | 25,000 | 83,000 | 179,000 | 260,000 |
| Net income | 42,000 | 146,000 | 313,000 | 443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,981,000 | 8,143,000 | 8,406,000 | 8,660,000 |
| Total capital | 8,503,000 | 8,682,000 | 8,910,000 | 9,124,000 |
| Risk-weighted assets | 63,087,000 | 63,664,000 | 61,125,000 | 65,936,000 |