Call reports 2014
AMERICAN EAGLE BANK OF CHICAGO — 2014
What AMERICAN EAGLE BANK OF CHICAGO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 74,568,000 | 76,351,000 | 75,900,000 | 77,244,000 |
| Total loans | 52,414,000 | 56,582,000 | 57,785,000 | 59,184,000 |
| Allowance for loan losses | 547,000 | 525,000 | 509,000 | 520,000 |
| Securities available for sale | 0 | 0 | 0 | 2,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,732,000 | 67,443,000 | 66,930,000 | 68,298,000 |
| Interest-bearing deposits | 62,171,000 | 63,445,000 | 62,574,000 | 61,029,000 |
| Noninterest-bearing deposits | 3,561,000 | 3,998,000 | 4,356,000 | 7,269,000 |
| Equity capital | 8,014,000 | 8,094,000 | 8,161,000 | 8,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,709,000 | 2,641,000 | 3,531,000 |
| Interest expense | 241,000 | 488,000 | 734,000 | 964,000 |
| Net interest income | 584,000 | 1,221,000 | 1,907,000 | 2,567,000 |
| Noninterest income | 19,000 | 27,000 | -63,000 | -19,000 |
| Noninterest expense | 500,000 | 993,000 | 1,444,000 | 1,949,000 |
| Provision for loan losses | 5,000 | 25,000 | 63,000 | 167,000 |
| Pretax income | 98,000 | 230,000 | 337,000 | 432,000 |
| Income tax | 42,000 | 94,000 | 134,000 | 173,000 |
| Net income | 56,000 | 136,000 | 203,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,520,000 | 7,704,000 | 7,876,000 | 7,915,000 |
| Total capital | 8,067,000 | 8,229,000 | 8,385,000 | 8,435,000 |
| Risk-weighted assets | 61,562,000 | 65,265,000 | 65,683,000 | 64,664,000 |